Invest in The Future of Our Community

Your investment directly supports our mission to promote affordable access to capital and knowledge for undervalued and underserved populations.  Economic opportunity regardless of race, ethnicity, gender, income or geography should be accessible for all business owners and new entrepreneurs.

ACCESS Community Capital seeks to increase economic self-sufficiency by providing needed credit and financial counseling services to small businesses.  Our mission is served by bringing innovative financial products and services to small businesses efficiently utilizing technology partners in underwriting and servicing, coupled with hands on character assessment and financial analysis.

Many small business owners do not have adequate access to conventional business loans through banks or other financial institutions, or get lost in the underwriting process, only to be denied without substantive reason or a complete understanding of the business.  The alternative lending market has exploded over the past few years, fueled by hedge fund and private investor interest to fill the financing gap in the market.  With no other avenues available, many small businesses turn to these alternative financing sources as a last resort.  But many of these products are extremely expensive, predatory, unregulated, and have been driven by profit maximization and not a balance of risk-adjusted returns with a consideration of what’s best for the success of businesses.

Your investment helps us maintain loan funds and provide technical assistance to small business owners.  By becoming an investor, ACCESS is able to provide more capital to more entrepreneurs who are building financial independence, generating wealth, and supporting their communities.

Investments can be made in a variety of ways. Whether support is received through grants, low interest financing, and/or other vehicles, proceeds will expand our work to create equity, reduce the racial wealth gap, promote inclusive growth, and build healthy communities through flexible financing and technical assistance programs.

Thanks so much for being a partner.  Your support is truly a gift that is making a lasting impact for so many! Contact us at to learn more.

ACCESS works with grantors and donors by providing capital and operating grants that helps us to grow our revolving loan fund, leverage private capital and support operating costs such as geographic assessments, impact studies, product development for new financing tools to support borrowers, and dedicated outreach to underserved populations.  ACCESS is a 501c3 charitable corporation so grants and donations are tax-deductible to the full extent permitted by federal law.

Community Investment Note

Access Community Investment Notes are offered to accredited individual investors (direct and advised), religious institutions and non-bank corporations as unsecured senior debt with general recourse to Access.  It is a way to invest in and ultimately strengthen your community.

Investments through an Access Community Investment Note are combined with financial resources from other partners in Access’ revolving loan fund to make loans to borrowers in low-income and underserved communities of Nevada.  100% of note proceeds are lent to Access community loan fund borrowers, including entrepreneurs and small businesses, nonprofit organizations, individuals, and others without access to traditional financing.  These investments provide economic support assisting business owners and individuals in underserved communities.

Access Community Investment Notes are offered to accredited investors as unsecured senior debt with general recourse to the assets of Access. Notes are purchased for a specific number of years at a fixed rate of interest.  Interest is paid annually or semi-annually and principal is repaid at maturity. Notes are not deposits and they are not insured by the FDIC or any other agency of the U.S. government.

Prospective investors are advised that this is not an offer to sell a security or investment. All investors must review the offering memorandum before considering an investment with ACCESS.

The Access Community Investment Note is offered by Access Community Capital, Inc.  Every investor has been repaid on time and with interest.

View the Offering Memorandum and Application.

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