Contract Financing

Contract Financing

Access to affordable, short term bridge loans for contractors bidding or executing on a contract with a qualified prime company or government agency.

You’re a business owner who’s won a big contract,or is in the running for one. You have a great service and a strong plan, but need funding in order to deliver. If you’re looking for short term capital or a line of credit to fund the early stages of a contract or need to show that you have the financial backing to perform the job, a Bridge Loan for Contract Financing through ACCESS can help.

Line of credit

Affordable interest rates

Flexible terms

Contract Financing Program

Established businesses can use the ACCESS Contract Financing program to support their  financing needs. If your business has a break-even or positive cash-flow, and a history of paying its debts, then you’re a good candidate for the ACCESS Contract Financing program.  Learn more about the program’s features:

  • Loan amounts: $25,000 to $150,000
  • Interest rate: generally between 4% and 8%
  • Term: 12 - 36 months
  • Fees: average 3% commitment fee
  • Time to funding: generally within one week of approval

If you’re a certified Minority- and Women- Owned Business Enterprise (MWBE) bidding or executing on a contract with a government agency, you may qualify for the Contract Financing program. MWBEs undergo an extensive certification process. In turn, they receive increased access to certain government contracts for minorities and women, and have access to networking and other benefits.

Certified MWBEs of all shapes and sizes can benefit from Contract Financing. Perhaps you self-funded previous smaller contracts and are looking to move to the next level. Or, you have a track record of performing on large contracts and can take on more work, but have maxed out your line of credit with your bank. Contract Financing can provide access to funding when other sources might not be available.

You can use your Contract Financing loan for working capital when bidding or executing on a contract with the State of Nevada, a Federal Agency, or an approved prime company. Having working capital on hand means that you can more easily hire staff, purchase materials or equipment, and more. You’ll also be able to demonstrate that your business has the funding to successfully complete the job and better position yourself to win the contract bid.

If you are looking for a Contract Financing loan as a way to grow your business after being awarded a new contract, please start an application or contact us

Contract Financing loans can help position you to successfully compete for government contracts.

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