Frequently Asked Questions

We will contact you in ten (10) days of receiving your loan application.

Up to 45 business days for a loan approval, up to 60 business days to close and fund your loan. (These dates can vary depending on the type of loan and how quickly we get documents from client.)

Interest rates vary depending on each loan and the associated risk. Rates are based on U.S. Treasury rate and are subject to change.

While loan terms vary depending on a variety of factors, generally loans from ACCESS CDFI have terms ranging between 12-60 months with rates between 6.00% – 15.00%.  

No, clients are referred to their local SBDC office which provides education classes on business plan preparation.

Loans from ACCESS CDFI generally range between $5,000 and $250,000.

Yes, however, there may be additional requirements such as mandatory technical assistance from an established economic development organization (SBDC, SCORE, Mentor Program, etc.) 

Yes, after you receive a loan, on-going technical assistance, as determined by the ACCESS CDFI is required.

We have an overall financial condition viability requirement that includes consideration of client credit score. Therefore, an isolated target credit score is not utilized, however credit is a part of our loan evaluation and good credit is preferred.

  1. Complete the loan application on our website
  2. Submit the application with ALL of the required documentation to our office.

Explore our loan products

No, we do not provide personal loans.  However, some business owners may benefit from our credit builder loans, designed to pay off existing debt and increase your credit score.

Along with the more traditional working capital and term loans, we provide micro loans, credit builder loans, and financing to pay off more expensive debt, such as merchant cash advances.  

Collateral and guarantee requirements vary based on a variety of factors.  Determination is decided on a case by case basis.

There are no pre-payment penalties for most of our loans. Some SBA loan products are subject to pre-payment penalty based on their structure.

Loans may include an application fee along with a commitment fee upon closing.

Address: 9205 W. Russell Rd., Bldg 3 Las Vegas, NV 89148

Telephone: 855-758-2334


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