Startup Business (Operating 1 year or less)

• Copy of personal federal tax returns of most recent 2 years.
• Copy of most recent business federal tax return (if applicable)
• All business bank account statements if applicable
• Business plan & minimum 3-year business cash flow projections.
• Copy of Lease agreement (if applicable)
• Copy of Merchant Cash Advance (if MCA Payoff)
• Copy of executed contract with government agency or acceptable entity (if Contract Financing)
• Business and owner have no prior bankruptcies
• No liens or judgments filed for you or your business within the last 3 years

Existing Business (Operating over 1 year or more with revenues)

• Copy of personal federal tax returns of most recent 2 years.
• Copy of business federal tax returns of most recent 2 years
• 12 months of business bank statements
• Most recent full year and year-to-date financial statements (Income Statement, Balance Sheet, and Cash Flow Statement)
• Business has positive or break-even cash flow
• Copy of lease agreement if applicable
• Copy of Merchant Cash Advance (if MCA Payoff)
• Copy of executed contract with government agency or acceptable entity (if Contract Financing)
• Business and owner have no prior bankruptcies
• No liens or judgments filed for you or your business within the last 3 years