• One or more years in business
• Copy of personal federal tax returns of most recent 3 years.
• Copy of business federal tax returns of most recent 3 years
• Business plan & business cash flow projections covering the next 12 months of operations for existing businesses or the first year of operations for startups.
• Business has cash flow that’s positive or break-even
• Copy of executed contract with government agency or acceptable entity (if Contract Financing)
• Copy of MCA Agreement (if MCA Payoff)
• Business and owner have no prior bankruptcies
• No liens or judgments filed for you or your business within the last 3 years