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Eligibility Requirements:

To start the loan process, please tell us a little about your business.  The information below will be required to begin processing all loan requests.  Your information will remain private and confidential.

Startup Business (Operating 1 year or less)

  • Copy of personal federal tax returns of most recent 2 years.
  • Copy of most recent business federal tax return (if applicable)
  • All business bank account statements if applicable
  • Business plan & minimum 3-year business cash flow projections.
  • Copy of Lease agreement (if applicable)
  • Copy of Merchant Cash Advance (if MCA Payoff)
  • Copy of executed contract with government agency or acceptable entity (if Contract Financing)
  • Business and owner have no prior bankruptcies
  • No liens or judgments filed for you or your business within the last 3 years

Existing Business (Operating over 1 year or more with revenues)

  • Copy of personal federal tax returns of most recent 2 years.
  • Copy of business federal tax returns of most recent 2 years
  • 12 months of business bank statements
  • Most recent full year and year-to-date financial statements (Income Statement, Balance Sheet, and Cash Flow Statement)
  • Business has positive or break-even cash flow
  • Copy of lease agreement if applicable
  • Copy of Merchant Cash Advance (if MCA Payoff)
  • Copy of executed contract with government agency or acceptable entity (if Contract Financing)
  • Business and owner have no prior bankruptcies
  • No liens or judgments filed for you or your business within the last 3 years

*Please note additional documentation may be requested during the application process.